Terms & conditions

Effective from 20 Feb 2021

In using in any way, you agree to all terms and conditions contained or referenced in these Terms of Use. These Terms of Use apply only to the use of and do not alter any other understanding or agreement between you and Life Insurance Pearland.

Only we have the authority to amend or modify any terms and conditions without giving you advance notification. Continued use of Life Insurance Pearland after any modifications to the Terms of Service are posted implies acceptance of those changes. 

Please never use this Web site or send e-mail to any e-mail address if you do not accept to these Terms of Service at any time.

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  • PRIVACY AND PROTECTION OF PERSONAL INFORMATION : For more information about our practices regarding the collection, use, disclosure and protection of personal information, please read our Life Insurance Pearland Policy. By using any part of the Service, you agree to the terms of the Life Insurance Pearland Policy.

  • ACCOUNTS, CANCELLATION : If you want to register an account to use the Services, you must complete the registration process specified on the website or mobile app and provide the complete and accurate information required for that process. You need to keep your registration information complete, accurate and up-to-date. You are responsible for any loss caused by not doing so. After completing the registration process, you may be prompted to select your username and password, as well as your username. It is your responsibility to maintain the confidentiality of your password and account. We are also responsible for all activities that occur in your account. You agree to notify Life Insurance Pearland immediately of any unauthorized use of your account. We will be not responsible for any loss you incur as a result of someone else using your password or account. In case of suspected fraudulent activity, a violation of this Agreement, or in our sole discretion, any other reason, including access to your services may result in the termination of your account. You can terminate your account or service subscription at any time by clicking here to send an email.

  • DISCLAIMER OF WARRANTIES : It is your responsibility to use and trust the advice or information obtained from or through the Services. All Content contained in or available through Services, including Software, Products, and Services, is provided to you "as is" and "as available." Creation, sponsorship, promotion, or other availability of Life Insurance Pearland affiliates, distributors, suppliers, licensors, agents, or other services (including the site and its content) Operation of the Services, or Books. Any kind of information, express or implied, regarding the information, content, or material provided in connection with the Services. Our Life Insurance agency in Pearland will not responsible for failures caused server errors, transmission failures, internet connection failures, loss of all types of connections, interruptions, or unavailable communication failures.

  • LIMITATIONS ON LIABILITY : Pearland Life Insurance company shall not be liable for any direct, indirect, incidental, special, compensatory, consequential, or punitive damages or any other damages, including but not limited to: (i) Goodwill, profits, business interruption, data, or other intangible losses; (ii) your inability to use, unauthorized use of, performance or non-performance of the Services; (iii) Tampering with or unauthorized access to your personal information or transmissions; (iv) the provision or failure to provide any service; (v) Services or materials obtained through the Services may contain inaccuracies or errors; (vi) any transactions entered into through the Services, (vii When you access or use the Services, including any site to which the Services provide hyperlinks, you are responsible for any damage to your property, including damage to your Device or computer system.; or (viii) damages otherwise arising out of your use of or access to the Services, or the content of any site or sites linked to from the Services.

  • INDEMNIFICATION : Pearland life insurance texas team agree to defend, indemnify, and hold harmless all claims, actions, demands, liability, costs and expenses, including reasonable attorneys' fees, resulting from either your breach of this Agreement, the Additional Terms, or any warranty you provide herein, or otherwise arising from your use of the Services and/or any software.

  • MODIFICATION/TERMINATION OF THE SERVICES : In its sole discretion, our life insurance company may modify, suspend, or discontinue any or all of the Services at any time for any reason. You may be notified or not. If you lose access to your account, you will still be bound by this Agreement and any Additional Terms, including the warranties you make, and any disclaimers and limitations of liability. Neither we nor any third party shall be liable for any modification, suspension, or termination of the Services or your access to them.

  • SOFTWARE AND DOWNLOADS AVAILABLE THROUGH THE SERVICES : Software provided for use by Life Insurance Pearland, including applications (such as the Mobile App), podcasts, and audio and video streaming ("Software"), is owned by or licensed to Life Insurance Pearland and is protected by copyright laws and international treaty provisions. Your use of the Software is limited to private, non-commercial use and is governed by the terms of the end-user license agreement that accompanies the Software if any. Third-party Software is not subject to our liability.

  • USER CODE OF CONDUCT : By using the Services, you agree not to :

    • Send unsolicited advertising, promotional materials, junk email, bulk email (also known as spam), chain letters, surveys, contests, or promotion pyramid schemes (unless those postings are explicitly allowed on a specific page).

    • Post unlawful or advocating unlawful activity on or through the Services. 

    • Do not post anything without having permission.

    • Will not adopt false identity or impersonate another person.

    • Deliver personal information such as employee phone number, account number and address.

  • INTERACTIVE SERVICES AND USER MATERIALS : It will be sole discretion of Life Insurance Pearland to change the Interactive services time to time. These Interactive services are available on the website as Bulletin board, Blogs or Additional Terms. We do not take the responsibility of any information or feedback provided by you and users through the life insurance services such as question, feedback or comments. We are not obligated to review, edit or delete User materials.
  • REFERRAL PROGRAMS : Our referral program may allow you to spread our referral programs to others. You can submit from the services about the referral person, street address or contact information so that they can receive our offers and discount emails or SMS. You should obtain the consent of the Referred Person prior to providing us with his or her contact information.
  • VOTING/RATING FEATURES : To rate/promote any services available on our website you must follow the instructions & rules. Violating or excess rating received from you will be disqualified. We, Life Insurance Pearland will not be liable for any incorrect or inaccurate rating information. We have the power to edit, delete or remove the voting/rating.
  • MOBILE DEVICES : With our life insurance mobile app, many users are able to download documents or content to our website. You receive and reply messages, make posts, do payments and access features from the mobile app. But in order to use our Mobile app you need to buy Mobile app subscriptions. Only you will be responsible for paying monthly fees associated with the mobile app features. If a system demand for upgrade, you need to it on own expenses.
  • PREMIUM SERVICES : Some of our services will require additional costs such as our Premium services. Life Insurance Pearland set forth additional charges and separate rules for Premium services. Our service will send you an alert for any extra charges if you enter from general to premium services. Also if life insurance does not recognize you during the Sign-in, you will be asked to verify your identity.
  • INTERNATIONAL USE/U.S. EXPORT CONTROLS : Accessing services outside the USA zone might not be appropriate for you. You will do this at your own risk.
  • INTELLECTUAL PROPERTY NOTICES : Life Insurance Pearland or its licensed partners own all aspects of the services such as Text, Content, Photographs, Video, Audio, Names and so on. The whole Intellectual property is secured by copyright, trademark and legal methods. You can view, share and print the website pages for your personal & non-commercial usage but can't edit or modified them. Additionally, you are not authorize to create or promote the website with own hyperlink to any other page.
  • CHANGES TO THIS AGREEMENT : In its sole discretion, we have the right to alter or modify this Agreements or Terms anytime. For this, Life Insurance Pearland will provide notice through mobile app and insurance website. Continuation in the use of services even after the alternation constitutes your agreement to be bound by any changes to the Agreement.